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GLOSSARY OF TERMS

Browsers Not an insurance term, but software used to access the Internet.
Certificate The document you receive upon paying the insurance premium. Also called the " Travel Insurance Passport", this document contains the main terms and provisions of the insurance coverage provided.
Death  Wherever used in connection with Cancellation Insurance, the term means death resulting from "Injury" or "Sickness" as defined herein.
Economy Flight Fare  The lowest one-way single seat fare of any ATC or IATA Air Carrier.
Eligible Person  A permanent resident of Canada or the United States under 76 years of age.
Hospital  A duly licensed hospital with facilities to accommodate inpatient care with a registered nurse on a full-time duty basis, a laboratory, and an operating room where surgical operations are performed by a qualified surgeon. Not included are convalescent homes, rest homes, nursing homes, homes for the aged, drug & alcohol treatment centers, health spas or clinics.
Host at Destination  The person with whom you are sharing pre-arranged overnight accommodation in his/her principal place of residence.
Immediate Family Member  The legal or common-law spouse, parent, stepparent, grandparent, natural or adopted child, step-child, grandchild, brother, sister, stepbrother or stepsister, brother-in-law, sister-in-law, father-in-law, mother-in-law, son-in-law, daughter-in-law.
Injury  Bodily injury caused by an accident occurring while the policy is in force, resulting directly and independently of all other causes in loss covered by this policy.
Insured  A person who is eligible for the insurance applied for and who has paid the full premium required in advance.
Insurance Passport  The document you receive upon paying the insurance premium.  Also called the  "Travel Insurance Passport", this document contains the chief terms and provisions of the insurance coverage provided.
Loss  Loss in connection with Cancellation Insurance means the amount of money paid to or due Colorado Resort Reservations for transportation, lodging, lift tickets, etc.
Physician  Any person, other than the insured or any member of his or her immediate family (see "Family Members" ), who is a practitioner of the healing arts whose legal and professional standing within his jurisdiction is equivalent to a doctor of medicine duly licensed to practice in any jurisdiction of Canada or the U.S.A.
Pre-existing Condition  An injury or sickness existing prior to the effective date of the applicable insurance coverage.
Sickness  Sickness or disease contracted and commencing while the policy is in force.
Traveling Companion The person(s) named on your Colorado Resort Reservations invoice with whom you will share travel arrangements during the entire insured trip, up to a maximum of 5 companions.
You and Your  The insured person.
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